Health Insurance 2014-15

EMU offers a health insurance plan through Gallagher Student Health. Health insurance is an EMU requirement for full-time undergraduate, full-time CJP, full-time seminary, and all international students. The Gallagher Student Health insurance plan is only available to those student groups.

New students for Spring semester will be billed for the health insurance charge unless a waiver was completed. Students who have active and comparable coverage have the option of waiving this insurance. This waiver must be filled out by January 30th. (If you miss the January 30th waiver deadline and still want to waive the student health insurance, please complete a petition to waive by February 13th.) The mandatory insurance waiver form allows the plan to be offered at a lower premium cost than would be possible without this requirement. Information about the plan is available through Gallagher Student Health’s website, , or calling their toll-free number at 1-877-220-6366.

2014-15 Health Insurance Charges

Spring Semester

  • Undergraduate Students: $783
    • Spouse: $812
    • Children: $1,554
  • Graduate Students: $927
    • Spouse: $956
    • Children: $1,840


  • Undergraduate Student: $1,348
    • Spouse: $1,398
    • Children: $2,675
  • Graduate Students: $1,594
    • Spouse: $1,644
    • Children: $3,167