Direct Lending for Student and Parent Loans

Steps to complete the student loan application

Students who are new to EMU or have not borrowed a Direct Loan before must complete a Federal Direct Loan Master Promissory Note (MPN) and Entrance Counseling.

1. Complete the FAFSA at www.fafsa.gov
2. Complete the Undergraduate Loan Request Form or Graduate Loan Request Form
3. Complete the Master Promissory Note (MPN) and entrance counseling at www.studentloans.gov

Steps to complete a federal parent or graduate PLUS loan

If you borrowed a PLUS loan at EMU in the 2012-2013 school year you do not need to complete a new Master Promissory Note (MPN).

• Complete the Request for Direct PLUS and Master Promissory Note (MPN) at www.studentloans.gov
• If you want EMU to complete a credit check with the department of Education before completing a PLUS MPN complete and return the Credit Check Permission Form

Contact info for Direct Loan Services

The Department of Education Direct loan Program Customer Service phone number is 800-848-0979. For information on direct loan account information visit www.studenloans.gov.

You may also contact EMU financial aid officers with additional questions.