Health Insurance 2015-16

EMU offers a health insurance plan through Gallagher Student Health. Health insurance is an EMU requirement for full-time undergraduate, full-time CJP, full-time seminary, and all international students. The Gallagher Student Health insurance plan is only available to those student groups.

The qualified students will be billed for the health insurance charge unless a waiver is completed. Students who have active and comparable coverage have the option of waiving this insurance. This waiver must be filled out by September 25th. (If you miss the September 25th waiver deadline and still want to waive the student health insurance, please complete a petition to waive by October 10th.) The mandatory insurance waiver form allows the plan to be offered at a lower premium cost than would be possible without this requirement. Information about the plan is available through Gallagher Student Health’s website, , or calling their toll-free number at 1-877-220-6366.

2015-16 Health Insurance Charges


  • Undergraduate & Graduate Student: $1,497
    • Spouse: $1,497
    • One Child: $1,497
    • Two or More Children: $2,994
    • Spouse + Two or More Children: $4,491